This year 2nd time exams are going to be held on , and Download the PDF files of JAIIB accounting and finance for bankers previous year question papers from below ward of this page, tailored by the team of project www. Interest on overdraft 3. Cash drawn from bank 4.

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Not allocating a sufficient amount of Study time daily: This is a very common mistake done by many CAIIB aspirants, Cramming the information before the night of the exam or before two days may help you in the JAIIB examination Although it is a wrong way of preparation. A thorough understanding of concepts is needed for almost all topics so having a daily study routine is a must for all aspirants.

I know it is very tough to find time during our busy banking hours. Since the syllabus of CAIIB subjects covers many topics; an In-depth understanding of each topic is also needed to answer questions that test our knowledge, analytical skills, and problem-solving skills.

So daily allocating a sufficient amount of study time is necessary. Not having a clear focus on an optional paper: Selecting the correct optional paper and having a clear focus on it, is a must for the successful completion of the CAIIB exam.

Although Retail banking and Financial Banking are easy papers to clear, You need to choose your optional paper based on your knowledge, interesting areas in banking and career development.

You have to analyze and decide your optional paper. Remember CAIIB is not only for increments; it also provides much useful theoretical knowledge in different areas of banking. Not learning the basic concepts: Every topic of a subject has basic and fundamental concepts to be learned by heart. Learning them thoroughly makes us understand the more complex concepts. Complex concepts are nothing but complex combinations of simple and basic concepts.

If not revise it then and there when it is required. To learn the fundamental concepts of economy, business maths, accountancy you can refer more books from your commerce background friends. Not understanding and giving importance to syllabus: In any examination, if we want to pass that exam we should thoroughly understand the syllabus first.

Because understanding the syllabus will give us a clear picture of what we are going to learn. We also get some insights into the subject. It also helps us to have an idea of whether we are familiar with that topic or not.

This will help you to assess the complexity of the subject and how much time you need to spend with a topic. Give importance to the syllabus helps to choose the right books for our preparation. Not having a preparation strategy and study plan This is a common mistake many aspirants do, thinking there is no necessary for planning your study.

They even think it is a waste of time. Whatever excuses we give, having a preparation strategy and study plan is a must for any type of exam. It will help us to be goal-oriented and stay focused on our target. If you do your targeted studies every day, it will make you motivated.

As you progress through your schedule you will feel relaxed and your stress level for the exam is reduced. Creating a schedule will hardly take one to two hours of your time. While creating a schedule of your own you will also analyze the syllabus. There are many benefits can be pointed out for having a good study plan. Though the initial effort may look too much, the benefits are fruitful and long-lasting.

Not taking effective notes while studying itself Many aspirants not even consider taking notes is a part of the study. While studying if you take notes you will give importance to details. Giving importance to details will make you ask more questions and to find short answers for it. This enhances your understanding of the topic. It also makes you break down the contents of your learning in an easy way.

Therefore your memory increases and whenever you see the notes you can recollect the content. Thus taking notes helps you for better and easy revision.

I know it is time-consuming but once you are familiarised, it will be easy for you to take notes. Because your eyes can spot the important detail easily; Your mind organizes them with an analogy for easy remembrance. Not solving and practicing mathematical problems: Unlike JAIIB, here calculations, formulas and case studies are very important.

You definitely need to solve all the problems in your study materials and workbooks you got. Change the parameters and create a problem of your own then solve it.

By doing so, you will learn about the importance of each parameter of the formula. Practice, Practice, Practice!!!!!. There is no replacement for practicing when solving problems, case studies, and balance sheet analysis. When solving problems related to Balance sheet also use the same method as described above. Thereby we can improve our problem-solving skills and analytical skills. Not revising the topics regularly: Many aspirants ignore the importance of revising, stating there is no time for revising.

If you are not making a study plan you will not even find time to complete the syllabus. So no excuses, use your notes to revise the topic at regular intervals. For example, every Sunday spare 20 to 30 minutes for revising, in addition to your study time. I know it. Not learning from the mistakes: The biggest and costliest thing is learning from your mistakes. If you have failed in an attempt, accept the failure and analyze where you lacked.

It means asking yourself questions related to finding the cause of the failure. What is the main reason for noncompletion of the syllabus? In which topic I should improve my knowledge? How can I improve my reading ability further? The answer to the questions should not be too general. It should be specific to spot your weaknesses. When you find your weakness please work on it.

Nobody is perfect in the universe; So find your weakness and mistakes; Try to rectify it before your next attempt. Not using the technology for proper and effective preparation of exam: Because of the technology we can study anything from anywhere.

So use your mobile, internet, websites, facebook communities, forums, and blogs, etc,. You can get any information from the internet in just a single click or a single press of your finger. I am not saying you to depend on them but to use them as effectively as possible.

So do your search whatever you feel useful to subscribe to them. While giving mock tests take it as seriously as an exam. Then only you can know your time management under pressure and boosts your confidence. I hope you will get something out of this post. Feel free to give your comments in the comment section below.

Study hard and smart. Have a Happy preparation!!!.


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